At Canadian Lending Hub, we believe in making dreams a reality.

Whether it’s exploring off-road terrain on an ATV, embarking on adventures in an RV, or cruising the waves with your personal watercraft, we’re here to make it happen. Our mission is simple: to empower you with the freedom to choose and the ultimate buying power.

Credit Approval For All Credit Types

Your credit history won’t limit your future with us. We work with adaptable lenders who focus on securing approvals, regardless of your credit history. Our goal is to help you drive your dream vehicle or enjoy your desired toy, no matter your financial situation.

The Power of Choice

Take control of your dreams with our wide range of options. Whether it’s an ATV, RV, personal watercraft, hot tub, motorcycle, or any other recreational product, Canadian Lending Hub empowers you to choose freely.

The Ultimate Buying Authority

Experience the freedom of cash buying. Explore vehicles or products from any dealer or private seller, new or used. The choice is yours – we’re here to help make your dream purchase a reality.

Get Started!

Lightning-Fast Approval. Swift Application Process.

Join the majority who complete our ‘Quick Application’ in just 60 seconds! With Canadian Lending Hub, your past doesn’t define you. We’re among the rare few financing ATVs, boats, snowmobiles, motorcycles, and more, whether new or used, even if you have bad or no credit.

No judgment—just solutions tailored to your unique circumstances. Our goal is to make your dreams a reality by offering personalized loan and payment options. We’re dedicated to finding the ideal financing for your financial needs. You’re just one step away from approved vehicle financing.

    Begin your journey in under 60 seconds!



    In connection with this application for financing, I certify that all information provided by me is true, accurate and complete in all respects. I authorize and consent to the use by Canadian Lending Hub (and its assignees or transferees) of my personal information for the purpose of initiating, processing or executing this financing transaction including to exchange my personal information with any credit reporting agency, credit bureau, my employer, my insurer or aggregator of information for such insurer and/or other parties in connection with considering or proceeding with this transaction. By submitting this application, I consent to receiving electronic communications, including SMS and Email, from Canadian Lending Hub (and its assignees or transferees) and agree to the Privacy Policy.

    Frequently Asked Questions.

    I have bad credit.... Will I Qualify?

    You’ve come to the right place! At Canadian Lending Hub, we excel at working with clients who have credit challenges. We’re thrilled to offer no down payment options that make it easy for our clients to get the financing they need. Plus, our approval process is lightning-fast, with a high success rate. We’re confident we can help you secure the financing you need, so why wait? Let’s get started today!

    I am self-employed. It's difficult for me to prove my income. Is this a problem?

    No way! Dealing with us is a breeze. We pride ourselves on being approachable and easy to work with. Plus, we have an arsenal of innovative and creative ways to verify income, which means we’re always ready to think outside the box to help our clients get the financing they need. So, if you’re worried about traditional proof of income requirements, don’t be! We’ve got you covered with our flexible and adaptable approach. Let’s show you just how easy financing can be.

    How does it work?

    Get ready for a streamlined and hassle-free financing experience with our simple 4-step process!

    1. First, complete our easy application online or over the phone with one of our friendly experts to get pre-approved in no time.
    2. Next, we’ll work with you to verify your income, which is usually as simple as providing a recent pay stub. Once your income is verified, you’re ready to go shopping!(“Proof of income not always required)
    3. With pre-approval in hand, you can confidently negotiate the best deal with your preferred dealer or private seller. Once you’ve settled on a purchase, just send us a copy of the “Bill of Sale” or “Ownership” document, and we’ll handle the necessary paperwork.
    4. Finally, sit back and relax as we transfer the funds directly to the seller to complete your purchase. Our straightforward and efficient process ensures that you’ll be on the road with your new vehicle or equipment in no time. So why wait? Apply today and let’s get started!
    How long does this take?

    Our lightning-fast processing speed will have you on the road with your new machine or trailer in no time! We’re experts at completing files quickly and efficiently, and most deals take just 4 days to complete. Of course, if you need your financing approved even faster, we’re up to the challenge! We’ll work with you to expedite the process and get you the funds you need as soon as possible. With our expertise and dedication, you can trust that your financing will be completed with speed and precision. Let’s get started on your financing journey today!

    How do I give you my down payment?

    We’ve got great news for you – you’ll never have to worry about paying us directly! We don’t collect any money from our clients. Instead, any downpayment you make will go directly to the dealer or private seller. This means you can trust that our financing process is transparent and straightforward, with no hidden fees or surprises. Our priority is making sure our clients get the financing they need to purchase the equipment or vehicle they want. So why wait? Apply today and experience our hassle-free financing process for yourself!

    What is the Interest Rate?

    Our interest rates are tailored to your unique situation, which means you can trust that you’re getting the best possible deal for your financing needs. We understand that every client is different, which is why we review each pre-approval individually to determine the interest rate, payments, and approval amount that works best for you. Our rates are typically only slightly higher than those of mainstream banks, so you can be confident that you’re getting a competitive offer. Don’t let concerns about interest rates hold you back from the financing you need. Apply today and let us show you how we can make your financing experience an exciting and confident one!